Tapp Family Home, Inc.

 Professional care in a home setting since 1982.

Assisted Living Facility (ALF) Payment Options

Question:  How can we pay for assisted living?

Answer:  There are several ways to pay for assisted living services in a private, licensed ALF facility:


1.  One is called private pay, because it is paid from personal or family funds such as savings, investments, retirement benefits and sale of assets such as the senior’s home.


2.  Another source is long-term care insurance, which will pay for licensed assisted living care services.  Some families are not aware that their parents have such a policy in place, so it is worth the time to ask them or to search among the person’s documents for the policy.


3.  An additional funding source is the VA Aid and Attendance, which the Veterans Administration provides as part of an “Improved Pension” benefit.   For more information, see www.VA.gov   or www.VeteranAid.org.


4.  Many people ask about Medicaid or auxiliary grants (AG) to pay for assisted living.  The AG program is an income supplement for individuals who receive Supplemental Security Income (SSI) and certain other aged, blind, or disabled individuals who reside in a licensed assisted living facility (ALF) or an approved adult foster care (AFC) home.  An AG payment is issued to an individual monthly, to be used with a designated amount of their monthly income to pay an ALF or AFC a maximum monthly rate, which is determined by the Virginia General Assembly, and administered by the Department for Aging and Rehabilitative Services.

     Not all ALFs or AFCs accept AG payments because many find that the monthly AG rate ($1,219.00 - $1,402.00 in Virginia) is insufficient to provide the level of professional care and services that our clients deserve.  


     We are happy to work with the first three sources of funding listed above for assisted living and will assist with the paperwork that insurance companies and the Veterans Administration require.

     We are sorry that we find the auxiliary grant (AG) payment rates are simply inadequate to fund the kind of programming and individual care we provide our residents.  With ten beds in a family home setting, we strive to be the best, not the biggest.

At Tapp Family Home, you have options:
Three levels of care provided for one fee: residential, assisted living & intensive assisted living.

    Private and companion rooms available, month to month agreement and no entry fee.
Before you sign a contract elsewhere, come and discover quality home setting care -- you will be glad you did!